Monthly Compounded Dividend Calculator

You want to know how your yield on cost and income will grow if you bought 446 shares of a $11.21 stock for a total investment cost of $4999.66. Your stock started with a 10% yield and has an annual dividend growth rate of 0%. You plan to hold this investment for 30 years and reinvest the dividends.

This will be compounded monthly assuming your stock's yield and yield growth are spaced evenly over the course of a year.

With Reinvestment
YearMonthIncomeHoldings Value
11$41.66$5041.32
12$42.01$5083.33
13$42.36$5125.70
14$42.71$5168.41
15$43.07$5211.48
16$43.43$5254.91
17$43.79$5298.70
18$44.16$5342.86
19$44.52$5387.38
110$44.89$5432.27
111$45.27$5477.54
112$45.65$5523.19
Year 1 Summary: Total Income (Reinvested): $523.53. Yield on Cost: 10.47%
YearMonthIncomeHoldings Value
213$46.03$5569.22
214$46.41$5615.63
215$46.80$5662.42
216$47.19$5709.61
217$47.58$5757.19
218$47.98$5805.17
219$48.38$5853.54
220$48.78$5902.32
221$49.19$5951.51
222$49.60$6001.10
223$50.01$6051.11
224$50.43$6101.54
Year 2 Summary: Total Income (Reinvested): $578.35. Yield on Cost: 11.57%
YearMonthIncomeHoldings Value
325$50.85$6152.39
326$51.27$6203.66
327$51.70$6255.35
328$52.13$6307.48
329$52.56$6360.04
330$53.00$6413.04
331$53.44$6466.49
332$53.89$6520.37
333$54.34$6574.71
334$54.79$6629.50
335$55.25$6684.74
336$55.71$6740.45
Year 3 Summary: Total Income (Reinvested): $638.91. Yield on Cost: 12.78%
YearMonthIncomeHoldings Value
437$56.17$6796.62
438$56.64$6853.26
439$57.11$6910.37
440$57.59$6967.96
441$58.07$7026.02
442$58.55$7084.57
443$59.04$7143.61
444$59.53$7203.14
445$60.03$7263.17
446$60.53$7323.69
447$61.03$7384.72
448$61.54$7446.26
Year 4 Summary: Total Income (Reinvested): $705.81. Yield on Cost: 14.12%
YearMonthIncomeHoldings Value
549$62.05$7508.32
550$62.57$7570.89
551$63.09$7633.98
552$63.62$7697.59
553$64.15$7761.74
554$64.68$7826.42
555$65.22$7891.64
556$65.76$7957.40
557$66.31$8023.72
558$66.86$8090.58
559$67.42$8158.00
560$67.98$8225.99
Year 5 Summary: Total Income (Reinvested): $779.72. Yield on Cost: 15.60%
YearMonthIncomeHoldings Value
661$68.55$8294.54
662$69.12$8363.66
663$69.70$8433.35
664$70.28$8503.63
665$70.86$8574.49
666$71.45$8645.95
667$72.05$8718.00
668$72.65$8790.65
669$73.26$8863.90
670$73.87$8937.77
671$74.48$9012.25
672$75.10$9087.35
Year 6 Summary: Total Income (Reinvested): $861.37. Yield on Cost: 17.23%
YearMonthIncomeHoldings Value
773$75.73$9163.08
774$76.36$9239.44
775$77.00$9316.44
776$77.64$9394.07
777$78.28$9472.36
778$78.94$9551.29
779$79.59$9630.89
780$80.26$9711.14
781$80.93$9792.07
782$81.60$9873.67
783$82.28$9955.95
784$82.97$10038.92
Year 7 Summary: Total Income (Reinvested): $951.56. Yield on Cost: 19.03%
YearMonthIncomeHoldings Value
885$83.66$10122.58
886$84.35$10206.93
887$85.06$10291.99
888$85.77$10377.75
889$86.48$10464.24
890$87.20$10551.44
891$87.93$10639.37
892$88.66$10728.03
893$89.40$10817.43
894$90.15$10907.57
895$90.90$10998.47
896$91.65$11090.12
Year 8 Summary: Total Income (Reinvested): $1051.21. Yield on Cost: 21.03%
YearMonthIncomeHoldings Value
997$92.42$11182.54
998$93.19$11275.73
999$93.96$11369.69
9100$94.75$11464.44
9101$95.54$11559.98
9102$96.33$11656.31
9103$97.14$11753.45
9104$97.95$11851.39
9105$98.76$11950.15
9106$99.58$12049.74
9107$100.41$12150.15
9108$101.25$12251.40
Year 9 Summary: Total Income (Reinvested): $1161.28. Yield on Cost: 23.23%
YearMonthIncomeHoldings Value
10109$102.10$12353.50
10110$102.95$12456.45
10111$103.80$12560.25
10112$104.67$12664.92
10113$105.54$12770.46
10114$106.42$12876.88
10115$107.31$12984.19
10116$108.20$13092.39
10117$109.10$13201.49
10118$110.01$13311.50
10119$110.93$13422.43
10120$111.85$13534.29
Year 10 Summary: Total Income (Reinvested): $1282.88. Yield on Cost: 25.66%
YearMonthIncomeHoldings Value
11121$112.79$13647.07
11122$113.73$13760.80
11123$114.67$13875.47
11124$115.63$13991.10
11125$116.59$14107.69
11126$117.56$14225.26
11127$118.54$14343.80
11128$119.53$14463.33
11129$120.53$14583.86
11130$121.53$14705.39
11131$122.54$14827.94
11132$123.57$14951.50
Year 11 Summary: Total Income (Reinvested): $1417.22. Yield on Cost: 28.35%
YearMonthIncomeHoldings Value
12133$124.60$15076.10
12134$125.63$15201.73
12135$126.68$15328.41
12136$127.74$15456.15
12137$128.80$15584.95
12138$129.87$15714.83
12139$130.96$15845.78
12140$132.05$15977.83
12141$133.15$16110.98
12142$134.26$16245.24
12143$135.38$16380.62
12144$136.51$16517.12
Year 12 Summary: Total Income (Reinvested): $1565.62. Yield on Cost: 31.31%
YearMonthIncomeHoldings Value
13145$137.64$16654.76
13146$138.79$16793.55
13147$139.95$16933.50
13148$141.11$17074.61
13149$142.29$17216.90
13150$143.47$17360.38
13151$144.67$17505.05
13152$145.88$17650.92
13153$147.09$17798.01
13154$148.32$17946.33
13155$149.55$18095.88
13156$150.80$18246.68
Year 13 Summary: Total Income (Reinvested): $1729.56. Yield on Cost: 34.59%
YearMonthIncomeHoldings Value
14157$152.06$18398.74
14158$153.32$18552.06
14159$154.60$18706.66
14160$155.89$18862.55
14161$157.19$19019.74
14162$158.50$19178.23
14163$159.82$19338.05
14164$161.15$19499.20
14165$162.49$19661.70
14166$163.85$19825.54
14167$165.21$19990.76
14168$166.59$20157.35
Year 14 Summary: Total Income (Reinvested): $1910.67. Yield on Cost: 38.22%
YearMonthIncomeHoldings Value
15169$167.98$20325.32
15170$169.38$20494.70
15171$170.79$20665.49
15172$172.21$20837.70
15173$173.65$21011.35
15174$175.09$21186.45
15175$176.55$21363.00
15176$178.02$21541.02
15177$179.51$21720.53
15178$181.00$21901.54
15179$182.51$22084.05
15180$184.03$22268.08
Year 15 Summary: Total Income (Reinvested): $2110.74. Yield on Cost: 42.22%
YearMonthIncomeHoldings Value
16181$185.57$22453.65
16182$187.11$22640.76
16183$188.67$22829.44
16184$190.25$23019.68
16185$191.83$23211.51
16186$193.43$23404.94
16187$195.04$23599.98
16188$196.67$23796.65
16189$198.31$23994.96
16190$199.96$24194.91
16191$201.62$24396.54
16192$203.30$24599.84
Year 16 Summary: Total Income (Reinvested): $2331.76. Yield on Cost: 46.64%
YearMonthIncomeHoldings Value
17193$205.00$24804.84
17194$206.71$25011.55
17195$208.43$25219.98
17196$210.17$25430.14
17197$211.92$25642.06
17198$213.68$25855.75
17199$215.46$26071.21
17200$217.26$26288.47
17201$219.07$26507.54
17202$220.90$26728.44
17203$222.74$26951.17
17204$224.59$27175.77
Year 17 Summary: Total Income (Reinvested): $2575.92. Yield on Cost: 51.52%
YearMonthIncomeHoldings Value
18205$226.46$27402.23
18206$228.35$27630.58
18207$230.25$27860.84
18208$232.17$28093.01
18209$234.11$28327.12
18210$236.06$28563.18
18211$238.03$28801.21
18212$240.01$29041.22
18213$242.01$29283.23
18214$244.03$29527.25
18215$246.06$29773.31
18216$248.11$30021.43
Year 18 Summary: Total Income (Reinvested): $2845.66. Yield on Cost: 56.92%
YearMonthIncomeHoldings Value
19217$250.18$30271.60
19218$252.26$30523.87
19219$254.37$30778.23
19220$256.49$31034.72
19221$258.62$31293.34
19222$260.78$31554.12
19223$262.95$31817.07
19224$265.14$32082.21
19225$267.35$32349.56
19226$269.58$32619.14
19227$271.83$32890.97
19228$274.09$33165.06
Year 19 Summary: Total Income (Reinvested): $3143.64. Yield on Cost: 62.88%
YearMonthIncomeHoldings Value
20229$276.38$33441.44
20230$278.68$33720.12
20231$281.00$34001.12
20232$283.34$34284.46
20233$285.70$34570.16
20234$288.08$34858.25
20235$290.49$35148.73
20236$292.91$35441.64
20237$295.35$35736.99
20238$297.81$36034.79
20239$300.29$36335.08
20240$302.79$36637.88
Year 20 Summary: Total Income (Reinvested): $3472.82. Yield on Cost: 69.46%
YearMonthIncomeHoldings Value
21241$305.32$36943.19
21242$307.86$37251.05
21243$310.43$37561.48
21244$313.01$37874.49
21245$315.62$38190.11
21246$318.25$38508.36
21247$320.90$38829.26
21248$323.58$39152.84
21249$326.27$39479.12
21250$328.99$39808.11
21251$331.73$40139.84
21252$334.50$40474.34
Year 21 Summary: Total Income (Reinvested): $3836.46. Yield on Cost: 76.73%
YearMonthIncomeHoldings Value
22253$337.29$40811.63
22254$340.10$41151.72
22255$342.93$41494.66
22256$345.79$41840.44
22257$348.67$42189.11
22258$351.58$42540.69
22259$354.51$42895.20
22260$357.46$43252.66
22261$360.44$43613.09
22262$363.44$43976.54
22263$366.47$44343.01
22264$369.53$44712.53
Year 22 Summary: Total Income (Reinvested): $4238.19. Yield on Cost: 84.77%
YearMonthIncomeHoldings Value
23265$372.60$45085.14
23266$375.71$45460.85
23267$378.84$45839.69
23268$382.00$46221.69
23269$385.18$46606.87
23270$388.39$46995.26
23271$391.63$47386.88
23272$394.89$47781.77
23273$398.18$48179.96
23274$401.50$48581.46
23275$404.85$48986.30
23276$408.22$49394.52
Year 23 Summary: Total Income (Reinvested): $4681.99. Yield on Cost: 93.65%
YearMonthIncomeHoldings Value
24277$411.62$49806.14
24278$415.05$50221.19
24279$418.51$50639.70
24280$422.00$51061.70
24281$425.51$51487.21
24282$429.06$51916.27
24283$432.64$52348.91
24284$436.24$52785.15
24285$439.88$53225.03
24286$443.54$53668.57
24287$447.24$54115.81
24288$450.97$54566.77
Year 24 Summary: Total Income (Reinvested): $5172.25. Yield on Cost: 103.45%
YearMonthIncomeHoldings Value
25289$454.72$55021.49
25290$458.51$55480.01
25291$462.33$55942.34
25292$466.19$56408.53
25293$470.07$56878.60
25294$473.99$57352.59
25295$477.94$57830.52
25296$481.92$58312.45
25297$485.94$58798.38
25298$489.99$59288.37
25299$494.07$59782.44
25300$498.19$60280.63
Year 25 Summary: Total Income (Reinvested): $5713.85. Yield on Cost: 114.28%
YearMonthIncomeHoldings Value
26301$502.34$60782.96
26302$506.52$61289.49
26303$510.75$61800.23
26304$515.00$62315.24
26305$519.29$62834.53
26306$523.62$63358.15
26307$527.98$63886.14
26308$532.38$64418.52
26309$536.82$64955.34
26310$541.29$65496.64
26311$545.81$66042.44
26312$550.35$66592.79
Year 26 Summary: Total Income (Reinvested): $6312.17. Yield on Cost: 126.25%
YearMonthIncomeHoldings Value
27313$554.94$67147.73
27314$559.56$67707.30
27315$564.23$68271.53
27316$568.93$68840.46
27317$573.67$69414.13
27318$578.45$69992.58
27319$583.27$70575.85
27320$588.13$71163.98
27321$593.03$71757.01
27322$597.98$72354.99
27323$602.96$72957.95
27324$607.98$73565.93
Year 27 Summary: Total Income (Reinvested): $6973.14. Yield on Cost: 139.47%
YearMonthIncomeHoldings Value
28325$613.05$74178.98
28326$618.16$74797.14
28327$623.31$75420.45
28328$628.50$76048.95
28329$633.74$76682.69
28330$639.02$77321.72
28331$644.35$77966.06
28332$649.72$78615.78
28333$655.13$79270.91
28334$660.59$79931.50
28335$666.10$80597.60
28336$671.65$81269.25
Year 28 Summary: Total Income (Reinvested): $7703.31. Yield on Cost: 154.08%
YearMonthIncomeHoldings Value
29337$677.24$81946.49
29338$682.89$82629.38
29339$688.58$83317.95
29340$694.32$84012.27
29341$700.10$84712.37
29342$705.94$85418.31
29343$711.82$86130.13
29344$717.75$86847.88
29345$723.73$87571.61
29346$729.76$88301.38
29347$735.84$89037.22
29348$741.98$89779.20
Year 29 Summary: Total Income (Reinvested): $8509.95. Yield on Cost: 170.21%
YearMonthIncomeHoldings Value
30349$748.16$90527.36
30350$754.39$91281.75
30351$760.68$92042.43
30352$767.02$92809.45
30353$773.41$93582.87
30354$779.86$94362.72
30355$786.36$95149.08
30356$792.91$95941.99
30357$799.52$96741.50
30358$806.18$97547.68
30359$812.90$98360.58
30360$819.67$99180.25
Year 30 Summary: Total Income (Reinvested): $9401.06. Yield on Cost: 188.03%

You started with $4999.66 and ended up with $99180.25 for a total gain of 1883.74%. This was over 30 years so that makes your average annual gain 62.79%.


Dividend Reinvestment is where you reinvest your dividends in the same stock that issues the dividend originally, then the next time the dividend is issued you have more shares, so your dividend is higher, and you reinvest more, thus gaining more shares. This is called compounding, and can make you very wealthy in the long term. The more frequent the distributions, the more frequent the compounding, the more money you will make. This calculator is a monthly compounded dividend calculator it is our "fastest" calculator. Faster than both our Annually Compounded Dividend Calculator and our Quarterly Compounded Dividend Calculator. When using this calculator you will notice the significant advantage a more frequent dividend schedule gives to your investment. Over many years it can increase your returns by double digit percentages. As such, when evaluating investment opportunities, it may be worthwhile to accept a lower yield on a stock if that stock issues dividends more frequently and you are engaged in DRIP investing.

Starting Yield: %(the current annual dividend yield, such as 4.5)
Dividend Growth Rate: %(the historical average increase in the dividend as a percentage, you may set this to 0 to disregard it)
Number of Shares Held: (the number of shares you own in the stock)
Cost per Share: $(your purchase price for the shares)
Years to hold: (the number of years for which you want to calculate results)