Quarterly Compounded Dividend Calculator
You want to know how your yield on cost and income will grow if you bought 10 shares of a $100.00 stock for a total investment cost of $1000. Your stock started with a 4.22% yield and has an annual dividend growth rate of 10.0%. You plan to hold this investment for 20 years and reinvest the dividends.
This will be compounded quarterly assuming your stock's yield and yield growth are spaced evenly over the course of a year.
| Quarter | Month | Income | Holdings Value |
| 1 | 1 | $10.55 | $1010.55 |
| 1 | 2 | $10.93 | $1021.48 |
| 1 | 3 | $11.32 | $1032.80 |
| 1 | 4 | $11.73 | $1044.53 |
| Year 1 Summary: Total Income (Reinvested): $44.53. Yield on Cost: 4.45% | |||
| Year | Quarter | Income | Holdings Value |
| 2 | 5 | $12.16 | $1056.70 |
| 2 | 6 | $12.61 | $1069.31 |
| 2 | 7 | $13.08 | $1082.39 |
| 2 | 8 | $13.57 | $1095.97 |
| Year 2 Summary: Total Income (Reinvested): $51.43. Yield on Cost: 5.14% | |||
| Year | Quarter | Income | Holdings Value |
| 3 | 9 | $14.09 | $1110.06 |
| 3 | 10 | $14.63 | $1124.68 |
| 3 | 11 | $15.19 | $1139.87 |
| 3 | 12 | $15.78 | $1155.65 |
| Year 3 Summary: Total Income (Reinvested): $59.68. Yield on Cost: 5.97% | |||
| Year | Quarter | Income | Holdings Value |
| 4 | 13 | $16.40 | $1172.05 |
| 4 | 14 | $17.05 | $1189.09 |
| 4 | 15 | $17.73 | $1206.82 |
| 4 | 16 | $18.44 | $1225.26 |
| Year 4 Summary: Total Income (Reinvested): $69.61. Yield on Cost: 6.96% | |||
| Year | Quarter | Income | Holdings Value |
| 5 | 17 | $19.19 | $1244.45 |
| 5 | 18 | $19.98 | $1264.42 |
| 5 | 19 | $20.81 | $1285.23 |
| 5 | 20 | $21.68 | $1306.90 |
| Year 5 Summary: Total Income (Reinvested): $81.65. Yield on Cost: 8.16% | |||
| Year | Quarter | Income | Holdings Value |
| 6 | 21 | $22.59 | $1329.50 |
| 6 | 22 | $23.56 | $1353.06 |
| 6 | 23 | $24.57 | $1377.63 |
| 6 | 24 | $25.65 | $1403.28 |
| Year 6 Summary: Total Income (Reinvested): $96.37. Yield on Cost: 9.64% | |||
| Year | Quarter | Income | Holdings Value |
| 7 | 25 | $26.78 | $1430.05 |
| 7 | 26 | $27.97 | $1458.02 |
| 7 | 27 | $29.23 | $1487.26 |
| 7 | 28 | $30.56 | $1517.82 |
| Year 7 Summary: Total Income (Reinvested): $114.54. Yield on Cost: 11.45% | |||
| Year | Quarter | Income | Holdings Value |
| 8 | 29 | $31.97 | $1549.79 |
| 8 | 30 | $33.46 | $1583.25 |
| 8 | 31 | $35.04 | $1618.28 |
| 8 | 32 | $36.71 | $1654.99 |
| Year 8 Summary: Total Income (Reinvested): $137.17. Yield on Cost: 13.72% | |||
| Year | Quarter | Income | Holdings Value |
| 9 | 33 | $38.48 | $1693.47 |
| 9 | 34 | $40.36 | $1733.82 |
| 9 | 35 | $42.35 | $1776.18 |
| 9 | 36 | $44.47 | $1820.65 |
| Year 9 Summary: Total Income (Reinvested): $165.66. Yield on Cost: 16.57% | |||
| Year | Quarter | Income | Holdings Value |
| 10 | 37 | $46.72 | $1867.37 |
| 10 | 38 | $49.12 | $1916.49 |
| 10 | 39 | $51.67 | $1968.16 |
| 10 | 40 | $54.39 | $2022.56 |
| Year 10 Summary: Total Income (Reinvested): $201.91. Yield on Cost: 20.19% | |||
| Year | Quarter | Income | Holdings Value |
| 11 | 41 | $57.29 | $2079.85 |
| 11 | 42 | $60.39 | $2140.24 |
| 11 | 43 | $63.70 | $2203.94 |
| 11 | 44 | $67.23 | $2271.17 |
| Year 11 Summary: Total Income (Reinvested): $248.61. Yield on Cost: 24.86% | |||
| Year | Quarter | Income | Holdings Value |
| 12 | 45 | $71.02 | $2342.19 |
| 12 | 46 | $75.07 | $2417.25 |
| 12 | 47 | $79.41 | $2496.66 |
| 12 | 48 | $84.07 | $2580.73 |
| Year 12 Summary: Total Income (Reinvested): $309.56. Yield on Cost: 30.96% | |||
| Year | Quarter | Income | Holdings Value |
| 13 | 49 | $89.07 | $2669.80 |
| 13 | 50 | $94.45 | $2764.25 |
| 13 | 51 | $100.24 | $2864.49 |
| 13 | 52 | $106.47 | $2970.96 |
| Year 13 Summary: Total Income (Reinvested): $390.22. Yield on Cost: 39.02% | |||
| Year | Quarter | Income | Holdings Value |
| 14 | 53 | $113.19 | $3084.14 |
| 14 | 54 | $120.43 | $3204.58 |
| 14 | 55 | $128.27 | $3332.84 |
| 14 | 56 | $136.73 | $3469.58 |
| Year 14 Summary: Total Income (Reinvested): $498.62. Yield on Cost: 49.86% | |||
| Year | Quarter | Income | Holdings Value |
| 15 | 57 | $145.90 | $3615.48 |
| 15 | 58 | $155.84 | $3771.32 |
| 15 | 59 | $166.62 | $3937.94 |
| 15 | 60 | $178.33 | $4116.27 |
| Year 15 Summary: Total Income (Reinvested): $646.70. Yield on Cost: 64.67% | |||
| Year | Quarter | Income | Holdings Value |
| 16 | 61 | $191.07 | $4307.34 |
| 16 | 62 | $204.94 | $4512.28 |
| 16 | 63 | $220.05 | $4732.33 |
| 16 | 64 | $236.55 | $4968.88 |
| Year 16 Summary: Total Income (Reinvested): $852.61. Yield on Cost: 85.26% | |||
| Year | Quarter | Income | Holdings Value |
| 17 | 65 | $254.59 | $5223.47 |
| 17 | 66 | $274.32 | $5497.80 |
| 17 | 67 | $295.95 | $5793.74 |
| 17 | 68 | $319.68 | $6113.42 |
| Year 17 Summary: Total Income (Reinvested): $1144.54. Yield on Cost: 114.45% | |||
| Year | Quarter | Income | Holdings Value |
| 18 | 69 | $345.75 | $6459.17 |
| 18 | 70 | $374.43 | $6833.60 |
| 18 | 71 | $406.04 | $7239.65 |
| 18 | 72 | $440.92 | $7680.57 |
| Year 18 Summary: Total Income (Reinvested): $1567.15. Yield on Cost: 156.72% | |||
| Year | Quarter | Income | Holdings Value |
| 19 | 73 | $479.47 | $8160.05 |
| 19 | 74 | $522.14 | $8682.19 |
| 19 | 75 | $569.44 | $9251.63 |
| 19 | 76 | $621.96 | $9873.58 |
| Year 19 Summary: Total Income (Reinvested): $2193.01. Yield on Cost: 219.30% | |||
| Year | Quarter | Income | Holdings Value |
| 20 | 77 | $680.36 | $10553.95 |
| 20 | 78 | $745.43 | $11299.37 |
| 20 | 79 | $818.03 | $12117.40 |
| 20 | 80 | $899.18 | $13016.58 |
| Year 20 Summary: Total Income (Reinvested): $3143.00. Yield on Cost: 314.30% | |||
You started with $1000.00 and ended up with $13016.58 for a total gain of 1201.66%. This was over 20 years so that makes your average annual gain 60.08%.
Dividend Reinvestment is where you reinvest your dividends in the same stock that issues the dividend originally, then the next time the dividend is issued you have more shares, so your dividend is higher, and you reinvest more, thus gaining more shares. This is called compounding, and can make you very wealthy in the long term. The more frequent the distributions, the more frequent the compounding, the more money you will make. This calculator is a quarterly compounded dividend calculator it is not as "slow" as our Annually Compounded Dividend Calculator nor as "fast" as our Monthly Compounded Dividend Calculator, however the vast majority of equities that issue dividends do so quarterly, as such this one is usually the most accurate for calculating the returns of most stocks.
